2023 - today: End-to-End Payment Hub Implementation

Role: DACH-Lead of Global Payments Practice

Customer: Capgemini Invent ? Frankfurt am Main, Germany

Tasks:

Delivery / Client Partner

• End-to-End Payment Hub Implementation for German Tier 1 Bank:
  • Led payments transformation for a German Tier 1 bank, overseeing migration from in-house to vendor solutions with a team of 70 FTE
• Digital Payments Study for European Commission / DG Comp:
  • Conducted analysis of payment habits and competitive landscape, covering POS and e-commerce acceptance models
• Internal role:
  • Core member of the Global Payments Team (5,000 experts globally).
  • Lead author and presenter of the World Payments Report, an industry benchmark publication.
  • Co-authored a joint publication with Microsoft and EBA on Cloud solutions in Financial Services

2021 - 2023: Finance Association Strategy

Role: Partner, Payments Strategy DACH

Customer: on request ? Frankfurt am Main / Munich Germany

Tasks:

Delivery / Client Partner

• EU wide study presented at EU Commission
• C-Level involvement to assess effects if recent interchange regulation on issuing and acquiring side - structured interviews and presentations at EC level
• Finance Association Strategy
  • Reshaped global value propositions, tiering, and pricing models with the EU Finance Association Board, impacting approximately 200 member banks
• EU Retail Payments Strategy
  • 4-hour workshop format, with heat map assessment of impact of EU Retail Payments Strategy on banks roadmap
• Internal role:
  • Part of the AG?s Management Team
  • Part of the Global Payment Leadership Team (400 experts)
  • Value Proposition Creation (e.g., Open Banking, Request to Pay, Instant Payment, GPI Strategy, Retail Payments Strategy)
  • Growing the company (Headcount and new accounts)

2019 - 2021: Large Scale Payments Transformation Program

Role: Executive Director, Digital Financial Services (Austria, Germany, Slovakia)

Customer: on request ? Frankfurt am Main, Germany

Tasks:

Delivery / Client Partner

• Large Scale Payments Transformation Program:
  • German Banking Group: Merged two multi-billion euro SEPA and cross-border payment transaction systems
• Strategic initiatives within one European Country:
  • Setting up the nationwide instant payment requirements and roadmap including building of a national instant payment hub
• New Business Models and Pricing:
  • ING Germany: German Bank: Review and benchmarking of current pricing model for 3m+ German retail clients
• Internal role:
  • Growing Payments Practice
  • Proposition development: Open Banking, Instant Payment, New Business Models
  • Hub function to EBA and Bitkom
  • Business and Account Development
  • Part of the Management Team for Austria, Germany and Slovakia

2016 - 2019: Developed Payments Strategy 2020

Role: Managing Partner DACH / Geschäftsführer

Customer: on request ? Frankfurt am Main / Berlin, Germany

Tasks:

Engagement and Client Partner of numerous international Tier-One Clients

• Large Austrian Bank: Developed Payments Strategy 2020 for a major Austrian bank (European-wide scope).
• Swiss Banking Community (all major banks and industry): Development of Instant Payment Scheme in CH
• Large Dutch Bank (and others): Digital Onboarding Benchmarking and process optimization
• Large Dutch Bank: Building of a Digital Challenger Bank for Germany (from proposition to implementation)
• Global PSP: Developed business propositions focused on Digital Identity
• Global Issuer: Developing new Business Propositions
• EBA Association: Led Open Banking Working Group at EBA; responsible for last five industry publications.
• Fraunhofer Institute: Prototype on Supply Chain Finance
• Swiss Clearing House: Development of e-billing product
• German Universal Bank: Strategy for Virtual Accounts

Internal role:

• Setting up the German operations from scratch
• Managing the recruitment process with target end of 2021 of 30 FTE
• Filing sales pipeline in DACH (first full year >1m EUR consulting volume)
• Administrative set up: foundation of the GmbH, development of employment contracts, office selection, etc.
• Setting up and executing company operations of DE: internal controls, training, bonus schemes, etc.
• Cash Flow control and reporting to holding

2013 - 2015: Driving the global Value Proposition and Services Strategy

Role: Global Head of Operations (COO) and Global Head of Value Propositions around Summit and Murex, Member of the Management Team

Customer: Phi Partners Ltd ? London, UK

Tasks:

Global responsibility for all functions outside Delivery, Sales, and Finance, including HR, IT, Marketing, Facilities, and Compliance, with annual budget of around £2m

• Driving the global Value Proposition and Services Strategy with a budget >£2m
• Development and modelling of the 5-year regional- and product extension strategy
• Driving large global cost cutting and efficiency initiatives (drive revenue and margin and massively lower the cost base), with outsourcing major parts of operations and finance to
• Bucharest, achieving total savings of over £1m within one year
• Led investment process, collaborating with financial advisors; prepared information memorandum and investor presentations.

2010 - 2013: Definition, evaluation and lead of the implementation of a new payments solution

Role: Principal Consultant, Banking and Capital Markets Practice. Head of Payments CEE

Customer: Capco ? Frankfurt am Main, Germany

Tasks:

2006 - 2010: Development and roll out of a uniform guideline

Role: Senior Consultant in the Financial Services Practice. Co -Head of Payments Germany

Customer: Capgemini Deutschland GmbH, Germany

Tasks:

• Development and roll out of a uniform guideline for the implementation of the German version of the European Payments Services Directive
• Interpreted PSD regulations, conducted gap analyses, and developed implementation roadmaps (functional, process, and IT) for 13 countries
• Development of a new SEPA compliant debit card scheme for all European countries (Monnet)
• International Card Scheme: Performed assessment and scenario analysis on entry into the Pan-European ACH business.