Data Science, AI, Project Management, Finance, Statistics, Credit Risk, Forecasting
Aktualisiert am 08.10.2026
Profil
Freiberufler / Selbstständiger
Remote-Arbeit
Verfügbar ab: 08.10.2026
Verfügbar zu: 100%
davon vor Ort: 100%
Data Storytelling
Stakeholder Alignment
Data Science AI
SQL
Python
R
Credit Risk
Banking
Finance
AI native
Data Modeling
Forecasting
Advanced Data Analytics
Predictive Modeling
Product Management
SAP Beratung
Decision Intelligence
German
Muttersprache
English
business fluent
Russian
A2
French
A1

Einsatzorte

Einsatzorte

Düsseldorf (+50km)
Deutschland, Schweiz, Österreich
möglich

Projekte

Projekte

2 Monate
2026-08 - heute

Product ownership, data modelling & analytics

Project Lead Data & Digitalisation - Central Steering Cockpit for Heating Plants, Freelance 
Project Lead Data & Digitalisation - Central Steering Cockpit for Heating Plants, Freelance 

Replacing legacy systems and shadow IT with one central cockpit for steering the operational processes of key-account heating plants

  • Owned product strategy and roadmap in an agile Scrum setup; led a team of 3 from use-case discovery to delivery
  • Mapped data across a fragmented landscape of legacy systems and shadow IT and consolidated it into one integrated data model
  • Delivered the cockpit for monitoring and steering heating-plant processes, replacing legacy tools and shadow-IT spreadsheets
  • Prioritised use cases with business units, broke them into work packages and aligned stakeholders up to management
Energy utility
7 Monate
2026-01 - 2026-07

Process analytics & optimisation

Business Consultant ? Process Optimisation & Settlement System Transformation
Business Consultant ? Process Optimisation & Settlement System Transformation

Implementation and stabilisation of a new securities settlement system, combined with data-driven process optimisation to raise operational efficiency

  • Supported the implementation and stabilisation of the new settlement system
  • Analysed settlement processes and data flows to identify bottlenecks and optimisation use cases
  • Designed and implemented use cases that measurably increased operational efficiency
German securities firm
7 Monate
2025-10 - 2026-04

Quantitative modelling & decision science

Consultant ? Biodiversity Impact Score & Financial Decision Framework
Consultant ? Biodiversity Impact Score & Financial Decision Framework

Quantitative score and decision framework to allocate funding where it achieves the highest biodiversity impact per euro

  • Developed the impact score based on literature research and expert interviews
  • Built a decision framework rating intervention types and allocation options; validated it in a proof of concept on real projects
  • Led requirement engineering with the client and documented the framework for stakeholder use
German non-profit foundation
1 Jahr
2025-01 - 2025-12

AI-driven early-warning system

Data Scientist / AI Consultant ? AI Early-Warning System for Quality Risks LLMs Python
Data Scientist / AI Consultant ? AI Early-Warning System for Quality Risks
AI-driven early-warning system that turns production and complaint data into early signals of emerging quality risks
  • Consolidated heterogeneous production and complaint data, incl. data-quality assessment
  • Applied and refined LLMs to auto-categorise complaints at scale as input for downstream models
  • Designed and backtested anomaly and scam detection models (KPIs, indicators, rules) with subject-matter experts
  • Delivered insights via Power BI dashboards and executive presentations
Power BI Snowflake
LLMs Python
Global consumer-goods group
11 Monate
2024-02 - 2024-12

Re-development of the regulatory IRB LGD models

Model Developer ? IRB LGD Models R
Model Developer ? IRB LGD Models
Re-development of the regulatory IRB LGD models (Basel III) for the leasing and finance portfolio of an automotive captive bank
  • Built the modelling framework and ran data QA for the performing and in-default LGD models
  • Computed realised LGDs incl. expected recoveries on open defaults; estimated sub-models via uni- and multivariate analysis
  • Defined calibration segments and calibrated all models, incl. in-default models per reference date; delivered regulatory documentation
SAS
R
Captive bank of a German automotive group
2 Jahre 6 Monate
2021-08 - 2024-01

Data-driven steering of credit risk and collections through behavioural risk models

Credit Risk Analyst ? Behavioural Credit Risk & Collections Analytics Python SQL
Credit Risk Analyst ? Behavioural Credit Risk & Collections Analytics
Data-driven steering of credit risk and collections through behavioural risk models, KPIs and experimentation
  • Built a behavioural PD model (logistic regression) plus ML challenger models steering company-wide collections decisions
  • Set up a behavioural data warehouse, derived risk factors and built a Python dashboard for risk-factor analysis
  • Designed collections KPIs, monitoring and automated SAS reporting across operations and risk
  • Evaluated A/B tests to optimise collections strategies; presented results up to upper management
SAS
Python SQL
Fintech credit platform auxmoney GmbH

Aus- und Weiterbildung

Aus- und Weiterbildung

2 Jahre 9 Monate
2021-10 - 2024-06

MSc Mathematik mit Schwerpunkt Statistik

MSc Mathematik, Heinrich Heine University Düsseldorf
MSc Mathematik
Heinrich Heine University Düsseldorf

Focus:
Statistics, Stochastic Processes

4 Jahre 6 Monate
2017-04 - 2021-09

BSc Mathematik mit Anwendungsfach Wirtschaftswissenschaften

BSc Mathematik, HHU Düsseldorf
BSc Mathematik
HHU Düsseldorf

Position

Position

  • Data Science & AI Consultant
  • Project Lead ? From Use Case to Delivery

Kompetenzen

Kompetenzen

Top-Skills

Data Storytelling Stakeholder Alignment Data Science AI SQL Python R Credit Risk Banking Finance AI native Data Modeling Forecasting Advanced Data Analytics Predictive Modeling Product Management SAP Beratung Decision Intelligence

Produkte / Standards / Erfahrungen / Methoden

Core competencies:

  • Predictive Modelling
    • IRB PD / LGD models, application & behavioural scoring, calibration & segmentation, champion / challenger models, regulatory documentation
  • Machine Learning & AI
    • Solid foundation in statistics and machine learning (supervised & unsupervised learning, model validation), AI-native, LLM fine-tuning and adaptation for use-case-specific tasks
  • Business Analytics & Process Optimisation
    • Exploratory data analysis, A/B testing, KPI design, monitoring frameworks, data-driven process optimisation
  • Data Engineering & Products
    • Data consolidation, data-quality assessment, feature engineering, data models, dashboards
  • Tech Stack
    • Python, SQL, R, SAS, Git ? expert; Power BI, Snowflake ? advanced; Jira, MS Office

Branchen

Branchen

  • Consumer Goods
  • Banking
  • Finance

Einsatzorte

Einsatzorte

Düsseldorf (+50km)
Deutschland, Schweiz, Österreich
möglich

Projekte

Projekte

2 Monate
2026-08 - heute

Product ownership, data modelling & analytics

Project Lead Data & Digitalisation - Central Steering Cockpit for Heating Plants, Freelance 
Project Lead Data & Digitalisation - Central Steering Cockpit for Heating Plants, Freelance 

Replacing legacy systems and shadow IT with one central cockpit for steering the operational processes of key-account heating plants

  • Owned product strategy and roadmap in an agile Scrum setup; led a team of 3 from use-case discovery to delivery
  • Mapped data across a fragmented landscape of legacy systems and shadow IT and consolidated it into one integrated data model
  • Delivered the cockpit for monitoring and steering heating-plant processes, replacing legacy tools and shadow-IT spreadsheets
  • Prioritised use cases with business units, broke them into work packages and aligned stakeholders up to management
Energy utility
7 Monate
2026-01 - 2026-07

Process analytics & optimisation

Business Consultant ? Process Optimisation & Settlement System Transformation
Business Consultant ? Process Optimisation & Settlement System Transformation

Implementation and stabilisation of a new securities settlement system, combined with data-driven process optimisation to raise operational efficiency

  • Supported the implementation and stabilisation of the new settlement system
  • Analysed settlement processes and data flows to identify bottlenecks and optimisation use cases
  • Designed and implemented use cases that measurably increased operational efficiency
German securities firm
7 Monate
2025-10 - 2026-04

Quantitative modelling & decision science

Consultant ? Biodiversity Impact Score & Financial Decision Framework
Consultant ? Biodiversity Impact Score & Financial Decision Framework

Quantitative score and decision framework to allocate funding where it achieves the highest biodiversity impact per euro

  • Developed the impact score based on literature research and expert interviews
  • Built a decision framework rating intervention types and allocation options; validated it in a proof of concept on real projects
  • Led requirement engineering with the client and documented the framework for stakeholder use
German non-profit foundation
1 Jahr
2025-01 - 2025-12

AI-driven early-warning system

Data Scientist / AI Consultant ? AI Early-Warning System for Quality Risks LLMs Python
Data Scientist / AI Consultant ? AI Early-Warning System for Quality Risks
AI-driven early-warning system that turns production and complaint data into early signals of emerging quality risks
  • Consolidated heterogeneous production and complaint data, incl. data-quality assessment
  • Applied and refined LLMs to auto-categorise complaints at scale as input for downstream models
  • Designed and backtested anomaly and scam detection models (KPIs, indicators, rules) with subject-matter experts
  • Delivered insights via Power BI dashboards and executive presentations
Power BI Snowflake
LLMs Python
Global consumer-goods group
11 Monate
2024-02 - 2024-12

Re-development of the regulatory IRB LGD models

Model Developer ? IRB LGD Models R
Model Developer ? IRB LGD Models
Re-development of the regulatory IRB LGD models (Basel III) for the leasing and finance portfolio of an automotive captive bank
  • Built the modelling framework and ran data QA for the performing and in-default LGD models
  • Computed realised LGDs incl. expected recoveries on open defaults; estimated sub-models via uni- and multivariate analysis
  • Defined calibration segments and calibrated all models, incl. in-default models per reference date; delivered regulatory documentation
SAS
R
Captive bank of a German automotive group
2 Jahre 6 Monate
2021-08 - 2024-01

Data-driven steering of credit risk and collections through behavioural risk models

Credit Risk Analyst ? Behavioural Credit Risk & Collections Analytics Python SQL
Credit Risk Analyst ? Behavioural Credit Risk & Collections Analytics
Data-driven steering of credit risk and collections through behavioural risk models, KPIs and experimentation
  • Built a behavioural PD model (logistic regression) plus ML challenger models steering company-wide collections decisions
  • Set up a behavioural data warehouse, derived risk factors and built a Python dashboard for risk-factor analysis
  • Designed collections KPIs, monitoring and automated SAS reporting across operations and risk
  • Evaluated A/B tests to optimise collections strategies; presented results up to upper management
SAS
Python SQL
Fintech credit platform auxmoney GmbH

Aus- und Weiterbildung

Aus- und Weiterbildung

2 Jahre 9 Monate
2021-10 - 2024-06

MSc Mathematik mit Schwerpunkt Statistik

MSc Mathematik, Heinrich Heine University Düsseldorf
MSc Mathematik
Heinrich Heine University Düsseldorf

Focus:
Statistics, Stochastic Processes

4 Jahre 6 Monate
2017-04 - 2021-09

BSc Mathematik mit Anwendungsfach Wirtschaftswissenschaften

BSc Mathematik, HHU Düsseldorf
BSc Mathematik
HHU Düsseldorf

Position

Position

  • Data Science & AI Consultant
  • Project Lead ? From Use Case to Delivery

Kompetenzen

Kompetenzen

Top-Skills

Data Storytelling Stakeholder Alignment Data Science AI SQL Python R Credit Risk Banking Finance AI native Data Modeling Forecasting Advanced Data Analytics Predictive Modeling Product Management SAP Beratung Decision Intelligence

Produkte / Standards / Erfahrungen / Methoden

Core competencies:

  • Predictive Modelling
    • IRB PD / LGD models, application & behavioural scoring, calibration & segmentation, champion / challenger models, regulatory documentation
  • Machine Learning & AI
    • Solid foundation in statistics and machine learning (supervised & unsupervised learning, model validation), AI-native, LLM fine-tuning and adaptation for use-case-specific tasks
  • Business Analytics & Process Optimisation
    • Exploratory data analysis, A/B testing, KPI design, monitoring frameworks, data-driven process optimisation
  • Data Engineering & Products
    • Data consolidation, data-quality assessment, feature engineering, data models, dashboards
  • Tech Stack
    • Python, SQL, R, SAS, Git ? expert; Power BI, Snowflake ? advanced; Jira, MS Office

Branchen

Branchen

  • Consumer Goods
  • Banking
  • Finance

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