Core Competencies: Strategy Consulting ? Transformation ? Banking Leadership ? Corporate Governance ? Board & Advisory Roles
Aktualisiert am 20.02.2026
Profil
Freiberufler / Selbstständiger
Remote-Arbeit
Verfügbar ab: 23.02.2026
Verfügbar zu: 100%
davon vor Ort: 100%
Managementberatung, Payments
Banking
FinTech
Consulting
Stakeholdermanagement
Manage Change
English
fluent in spoken and written
French
fluent in spoken and written
Spanish
good spoken and written level
Arabic
basic level

Einsatzorte

Einsatzorte

Deutschland
möglich

Projekte

Projekte

8 Monate
2025-07 - heute

Strategy & Market Clarity

Financial Services/ Management Consulting, Freelancer
Financial Services/ Management Consulting, Freelancer

Translating complexity into clarity, delivering targeted solutions that drive measurable business outcomes. The services are designed to address clients? most critical strategic, operational, and regulatory challenges. Services proposed to Banks, FinTech?s & Corporates:

  • Strategy & Market Clarity
  • Organizational Alignment & Talent
  • Regulatory & Transformation Excellence

Seven Crossroads Advisory
2 Jahre 7 Monate
2024-06 - 2026-12

analysing the market needs

Financial Services/ General Manager
Financial Services/ General Manager

  • S-Payment GmbH is the competence centre of all payments activities for the Sparkassen-Finanzgruppe (e.g. cards, e/mCommerce, ApplePay). 
  • It comprises the whole value chain of analysing the market needs to project definition and implementation as well as the operation of services.

S-Payment GmbH, Stuttgart
1 Jahr 5 Monate
2023-08 - 2024-12

division Risk & Regulations

Financial Services/ General Manager
Financial Services/ General Manager

DSV-Gruppe is a service provider for German Savings Banks (Sparkassen-Finanzgruppe) ~2,600 employees and a turnover of ? 754m (2023). Its portfolio comprises innovative solutions in the context of payments, communications & media, risk & process management. 

  • In the DSV-Gruppe Holding company responsible for the division Risk & Regulations (incl. Organisation, Risk Management, Business Continuity Management, ISDS, Outsourcing Management).
  • In the group responsible for the competence brand Payments comprising S-Payment GmbH, Payone GmbH and PLUSCARD GmbH.
  • Chairman of the Supervisory Board of Payone GmbH, a joint venture of DSV-Gruppe and Worldline S.A.
  • Member of the Supervisory Board of PLUSCARD GmbH, an equity company of DSV-Gruppe GmbH.

DSV-Gruppe GmbH, Stuttgart
8 Jahre 10 Monate
2014-10 - 2023-07

Financial Services/ Management Consulting

  • Consulting, Advisory of banks and corporates:
    • Strategy consulting (organisation, product, process) of banks in the field of Payments (e.g., PSD2, Instant Payments)
    • Strategy consulting of banks in the context of Digital Transformation comprising Technologies (e.g., Blockchain/ DLT), Alliances (e.g., Microsoft) and Innovators (e.g., FinTechs)
    • Strategy consulting regarding Digital Payments and Cash Management concepts for Multi National Corporates
  • Leading the KPMG Global Payments Group for Germany
  • Member the KPMG Global Payments Leadership Team
  • Leading the CBDC activities (Digital Assets initiative) of KPMG Financial Services, Germany
  • Leading the CBDC Group of KPMG Europe
  • Member of BITKOM working group Digital Banking
  • Top 30 FinTech Influencer in Germany
KPMG AG WPG, Frankfurt
6 Jahre 9 Monate
2008-01 - 2014-09

Finance and Treasury Management

Consulting, Advisory of Multinational Corporates:

  • Built for numbers of Blue-Chip Corporates complete Finance and Treasury Departments ? in the dimensions of strategy, organisation, processes, personnel, and IT
KPMG AG WPG, Frankfurt
5 Jahre 8 Monate
2002-05 - 2007-12

Risk Management Services (GTB TPS)

Consulting department, Advisory of Midmarket Corporates and Public Sector:

  • Design and Implementation of Risk Management organisations and processes
  • Design and Implementation of processes to manage interest, currency, and counterparty risks
  • Assessment of interest and currency portfolios incl. structured derivatives
  • Design and Implementation of payments and cash management processes
Deutsche Bank, Frankfurt
2 Jahre 1 Monat
2000-04 - 2002-04

Expatriate, eBanking (Corporate Banking TPS/GCM)

  • Setup of the eBanking department and implementation of banks` core Midcorp strategy
  • Recruiting
    • Selling of banks` Payments/ eBanking products for French Corporates (coverage: entire France)
    • Product Management: Development of new products (e.g., introduction of an encrypted web-based client application) incl. NPA process
    • ?Integration of the services in the context of the purchase of Banque Worms in Deutsche Bank (strategy: get direct access to SIT clearing house)
  • Steering Committee Member for the Euro project French Corporates
Deutsche Bank, Paris
11 Monate
1999-05 - 2000-03

Traineeship, Trade and Payments Services (GTB TPS)

  • Trade Finance
  • Payments
  • Interest and Currency Management
  • Structured Finance
Deutsche Bank, Mainz

Aus- und Weiterbildung

Aus- und Weiterbildung

2 Monate
2025-08 - 2025-09

St. Gallen Board Academy 2025

Universität St. Gallen (HSG) & Egon Zehnder
Universität St. Gallen (HSG) & Egon Zehnder
Designed to prepare for non-executive mandate at a large company by bringing them together with incumbent chairs and board members from prominent European companies.
5 Jahre 7 Monate
1993-09 - 1999-03

Studies of Economics as well as Romance Studies (French, Spanish and Francophone Literature)

Magister Artium, Johann Wolfgang Goethe-University, Frankfurt a. M.
Magister Artium
Johann Wolfgang Goethe-University, Frankfurt a. M.
7 Monate
1995-10 - 1996-04

Studies of Economics as well as Romance Studies (French, Spanish and Francophone Literature)

Université de Picardie Jules Verne, Amiens/ France
Université de Picardie Jules Verne, Amiens/ France
Erasmus Stipend
2 Jahre
1991-08 - 1993-07

Banker Education

UniCredit/ Bayerische Hypotheken- und Wechselbank AG, Wiesbaden
UniCredit/ Bayerische Hypotheken- und Wechselbank AG, Wiesbaden
1 Jahr
1990-07 - 1991-06

German Federal Armed Forces

Husarenkaserne Sontra (Basic Military Service), Steubenkaserne Gießen (Military Service)
Husarenkaserne Sontra (Basic Military Service), Steubenkaserne Gießen (Military Service)
8 Jahre 11 Monate
1981-08 - 1990-06

Humanistic Grammar School with modern languages

A Leve, Bischoff-Neumann-Schule, Königstein
A Leve
Bischoff-Neumann-Schule, Königstein

Kompetenzen

Kompetenzen

Top-Skills

Managementberatung, Payments Banking FinTech Consulting Stakeholdermanagement Manage Change

Produkte / Standards / Erfahrungen / Methoden

Skills

IT & Organisation

  • Microsoft Office, PM Tools, Miro, Program Management
  • Agile Projects


Internships

1994 ? 1998

Role: During Studies, Marketing Agency

Customer: FutureCom (Young & Rubicam Gruppe), Eschborn


07/1995 ? 08/1995

Role: German Development Aid Services, Agricultural Project

Customer: Deutscher Entwicklungshilfe Dienst, Pozuzu/ Peru


07/1993 ? 08/1993

Role: Former Dresdner Bank stake, Private Clients

Customer: Banque Veuve Morin-Pons Paris/ France


07/1991 ? 08/1991

Role: Marketing and Sales activities for German clients

Customer: Joulin Aéro, Etampes/ France


Selected Projects

Financial Services/ Management Consulting

Customer: KPMG AG WPG, Frankfurt


Tasks:

Setup of Payments consulting services for banks and corporates:

  • Analysis of the consulting market and the demand for payment services
  • Setup of process consulting in payments (e.g., SEPA, PSD2, Instant Payments, Cards)
  • Design of Digital Payment Services Provider strategies for corporates
  • Key client targeting and organisation of sales activities (focus: core German banks and DAX40/ MDAX corporates)
  • Recruiting, developing, and managing of payments experts


Projects in the area of Payments Services for banks:

  • Design of global digital payments and marketplaces strategy for an 80bn German industrial client (ongoing)
  • Strategic program management of ECB`s T2/ T2S Consolidation project for a European, local central bank (stakeholder management on board and division board level, smart PMO, KPI?s; 300+ people in project - ongoing)
  • Strategic evaluation of the consequences of Instant Payments on Cards at the POS for a German association
  • Strategy and organisation consulting for an international bank regarding Euro-Clearing
  • Project Lead of numbers of payments projects regarding process-related implementation of SEPA, MaSi and PSD2 for German retail banks
  • Project Lead of successful realisation of payments and regulation projects
  • Commercial/ Product Due Diligence Sell-side of several payments start-ups (buyer Large Payment Companies or banks)


Setup of Fintech Services:

  • Organisation of the Fintech service offering of KPMG for Tax, Legal, Audit (?Smart Start?)
  • Selection of Fintechs for a cooperation with KPMG
  • Management, Program design and representative of KPMG Leadership in Frankfurt?s Tech Quartier


Projects in the context of Digital Transformation:

  • Leading a strategic digitalisation project for an automotive captive bank
  • Conceptual design of a global Fintech radar (method, KPIs, search, integration strategy) for an automotive captive
  • Strategic M&A deal: Advising the purchase of a payments Fintech
  • Validation of the business strategy of an Austrian Transaction Bank
  • Design of a digital strategy for a large bank regarding bank account, cards, and payments
  • Subject Matter Expert in the Corporate Accelerator Program for a multinational Captive in Singapore


Setup of Blockchain/ DLT Services:

  • Organisation of the Blockchain/ DLT Service offering of KPMG for banks and insurance companies (2016)
  • Setup of a global partnership with Microsoft (2016)
  • Setup of German and European KPMG working and expert groups for CBDC (i.e., public initiatives such as ECB?s Digital Euro as well as private initiatives such as ?Giralgeld Token?)


Projects in the context of Blockchain/ DLT/ CBDC:

  • Supporting a European, local central bank in the context of ECB?s Digital Euro project within the design of uses cases as well as with initial prototyping considerations
  • Supporting a German bank in the setup and design considerations of Central Bank Money Token initiative (?Giralgeld Token?)
  • Prototype for a promissory note bond for a large German bank (POC)
  • Prototype for a tokenisation of a physical asset for a corporate (POC)
  • Education and strategic sessions with banks and corporates 


Finance and Treasury Management

Customer: KPMG AG WPG, Frankfurt


Tasks:

  • Project examples:
    • IPO of the lamp division of a global industry company: turnover 5bn EUR, 50+ countries, 110 legal entities. 150+ people in project. Design and setup of the complete finance and treasury department ? in the dimension of strategy, organisation, processes, personnel, and IT
    • Carve-out of the IT division of a global industry company: turnover 5bn EUR, 30+ countries. Design and setup of the complete finance and treasury department ? in the dimension of strategy, organisation, processes, personnel, and IT
    • ?Reverse Integration of an international automotive supplier: Acquisition volume 1.2bn EUR. 200+ people in project. Leading the workstreams finance & treasury, legal and tax
  • Design Global Payment Factory for a German DAX40 automotive company
  • Leading numbers of beauty contest for the selection of appropriate payments and cash management systems for bank accounts, payments, cash pooling and banks, Swift Service Bureau Selection as well as managing the implementation of such solutions
  • Key client targeting and organisation of sales activities (focus: DAX40/ MDAX corporates)
  • Recruiting, developing, and managing of corporate treasury experts

Einsatzorte

Einsatzorte

Deutschland
möglich

Projekte

Projekte

8 Monate
2025-07 - heute

Strategy & Market Clarity

Financial Services/ Management Consulting, Freelancer
Financial Services/ Management Consulting, Freelancer

Translating complexity into clarity, delivering targeted solutions that drive measurable business outcomes. The services are designed to address clients? most critical strategic, operational, and regulatory challenges. Services proposed to Banks, FinTech?s & Corporates:

  • Strategy & Market Clarity
  • Organizational Alignment & Talent
  • Regulatory & Transformation Excellence

Seven Crossroads Advisory
2 Jahre 7 Monate
2024-06 - 2026-12

analysing the market needs

Financial Services/ General Manager
Financial Services/ General Manager

  • S-Payment GmbH is the competence centre of all payments activities for the Sparkassen-Finanzgruppe (e.g. cards, e/mCommerce, ApplePay). 
  • It comprises the whole value chain of analysing the market needs to project definition and implementation as well as the operation of services.

S-Payment GmbH, Stuttgart
1 Jahr 5 Monate
2023-08 - 2024-12

division Risk & Regulations

Financial Services/ General Manager
Financial Services/ General Manager

DSV-Gruppe is a service provider for German Savings Banks (Sparkassen-Finanzgruppe) ~2,600 employees and a turnover of ? 754m (2023). Its portfolio comprises innovative solutions in the context of payments, communications & media, risk & process management. 

  • In the DSV-Gruppe Holding company responsible for the division Risk & Regulations (incl. Organisation, Risk Management, Business Continuity Management, ISDS, Outsourcing Management).
  • In the group responsible for the competence brand Payments comprising S-Payment GmbH, Payone GmbH and PLUSCARD GmbH.
  • Chairman of the Supervisory Board of Payone GmbH, a joint venture of DSV-Gruppe and Worldline S.A.
  • Member of the Supervisory Board of PLUSCARD GmbH, an equity company of DSV-Gruppe GmbH.

DSV-Gruppe GmbH, Stuttgart
8 Jahre 10 Monate
2014-10 - 2023-07

Financial Services/ Management Consulting

  • Consulting, Advisory of banks and corporates:
    • Strategy consulting (organisation, product, process) of banks in the field of Payments (e.g., PSD2, Instant Payments)
    • Strategy consulting of banks in the context of Digital Transformation comprising Technologies (e.g., Blockchain/ DLT), Alliances (e.g., Microsoft) and Innovators (e.g., FinTechs)
    • Strategy consulting regarding Digital Payments and Cash Management concepts for Multi National Corporates
  • Leading the KPMG Global Payments Group for Germany
  • Member the KPMG Global Payments Leadership Team
  • Leading the CBDC activities (Digital Assets initiative) of KPMG Financial Services, Germany
  • Leading the CBDC Group of KPMG Europe
  • Member of BITKOM working group Digital Banking
  • Top 30 FinTech Influencer in Germany
KPMG AG WPG, Frankfurt
6 Jahre 9 Monate
2008-01 - 2014-09

Finance and Treasury Management

Consulting, Advisory of Multinational Corporates:

  • Built for numbers of Blue-Chip Corporates complete Finance and Treasury Departments ? in the dimensions of strategy, organisation, processes, personnel, and IT
KPMG AG WPG, Frankfurt
5 Jahre 8 Monate
2002-05 - 2007-12

Risk Management Services (GTB TPS)

Consulting department, Advisory of Midmarket Corporates and Public Sector:

  • Design and Implementation of Risk Management organisations and processes
  • Design and Implementation of processes to manage interest, currency, and counterparty risks
  • Assessment of interest and currency portfolios incl. structured derivatives
  • Design and Implementation of payments and cash management processes
Deutsche Bank, Frankfurt
2 Jahre 1 Monat
2000-04 - 2002-04

Expatriate, eBanking (Corporate Banking TPS/GCM)

  • Setup of the eBanking department and implementation of banks` core Midcorp strategy
  • Recruiting
    • Selling of banks` Payments/ eBanking products for French Corporates (coverage: entire France)
    • Product Management: Development of new products (e.g., introduction of an encrypted web-based client application) incl. NPA process
    • ?Integration of the services in the context of the purchase of Banque Worms in Deutsche Bank (strategy: get direct access to SIT clearing house)
  • Steering Committee Member for the Euro project French Corporates
Deutsche Bank, Paris
11 Monate
1999-05 - 2000-03

Traineeship, Trade and Payments Services (GTB TPS)

  • Trade Finance
  • Payments
  • Interest and Currency Management
  • Structured Finance
Deutsche Bank, Mainz

Aus- und Weiterbildung

Aus- und Weiterbildung

2 Monate
2025-08 - 2025-09

St. Gallen Board Academy 2025

Universität St. Gallen (HSG) & Egon Zehnder
Universität St. Gallen (HSG) & Egon Zehnder
Designed to prepare for non-executive mandate at a large company by bringing them together with incumbent chairs and board members from prominent European companies.
5 Jahre 7 Monate
1993-09 - 1999-03

Studies of Economics as well as Romance Studies (French, Spanish and Francophone Literature)

Magister Artium, Johann Wolfgang Goethe-University, Frankfurt a. M.
Magister Artium
Johann Wolfgang Goethe-University, Frankfurt a. M.
7 Monate
1995-10 - 1996-04

Studies of Economics as well as Romance Studies (French, Spanish and Francophone Literature)

Université de Picardie Jules Verne, Amiens/ France
Université de Picardie Jules Verne, Amiens/ France
Erasmus Stipend
2 Jahre
1991-08 - 1993-07

Banker Education

UniCredit/ Bayerische Hypotheken- und Wechselbank AG, Wiesbaden
UniCredit/ Bayerische Hypotheken- und Wechselbank AG, Wiesbaden
1 Jahr
1990-07 - 1991-06

German Federal Armed Forces

Husarenkaserne Sontra (Basic Military Service), Steubenkaserne Gießen (Military Service)
Husarenkaserne Sontra (Basic Military Service), Steubenkaserne Gießen (Military Service)
8 Jahre 11 Monate
1981-08 - 1990-06

Humanistic Grammar School with modern languages

A Leve, Bischoff-Neumann-Schule, Königstein
A Leve
Bischoff-Neumann-Schule, Königstein

Kompetenzen

Kompetenzen

Top-Skills

Managementberatung, Payments Banking FinTech Consulting Stakeholdermanagement Manage Change

Produkte / Standards / Erfahrungen / Methoden

Skills

IT & Organisation

  • Microsoft Office, PM Tools, Miro, Program Management
  • Agile Projects


Internships

1994 ? 1998

Role: During Studies, Marketing Agency

Customer: FutureCom (Young & Rubicam Gruppe), Eschborn


07/1995 ? 08/1995

Role: German Development Aid Services, Agricultural Project

Customer: Deutscher Entwicklungshilfe Dienst, Pozuzu/ Peru


07/1993 ? 08/1993

Role: Former Dresdner Bank stake, Private Clients

Customer: Banque Veuve Morin-Pons Paris/ France


07/1991 ? 08/1991

Role: Marketing and Sales activities for German clients

Customer: Joulin Aéro, Etampes/ France


Selected Projects

Financial Services/ Management Consulting

Customer: KPMG AG WPG, Frankfurt


Tasks:

Setup of Payments consulting services for banks and corporates:

  • Analysis of the consulting market and the demand for payment services
  • Setup of process consulting in payments (e.g., SEPA, PSD2, Instant Payments, Cards)
  • Design of Digital Payment Services Provider strategies for corporates
  • Key client targeting and organisation of sales activities (focus: core German banks and DAX40/ MDAX corporates)
  • Recruiting, developing, and managing of payments experts


Projects in the area of Payments Services for banks:

  • Design of global digital payments and marketplaces strategy for an 80bn German industrial client (ongoing)
  • Strategic program management of ECB`s T2/ T2S Consolidation project for a European, local central bank (stakeholder management on board and division board level, smart PMO, KPI?s; 300+ people in project - ongoing)
  • Strategic evaluation of the consequences of Instant Payments on Cards at the POS for a German association
  • Strategy and organisation consulting for an international bank regarding Euro-Clearing
  • Project Lead of numbers of payments projects regarding process-related implementation of SEPA, MaSi and PSD2 for German retail banks
  • Project Lead of successful realisation of payments and regulation projects
  • Commercial/ Product Due Diligence Sell-side of several payments start-ups (buyer Large Payment Companies or banks)


Setup of Fintech Services:

  • Organisation of the Fintech service offering of KPMG for Tax, Legal, Audit (?Smart Start?)
  • Selection of Fintechs for a cooperation with KPMG
  • Management, Program design and representative of KPMG Leadership in Frankfurt?s Tech Quartier


Projects in the context of Digital Transformation:

  • Leading a strategic digitalisation project for an automotive captive bank
  • Conceptual design of a global Fintech radar (method, KPIs, search, integration strategy) for an automotive captive
  • Strategic M&A deal: Advising the purchase of a payments Fintech
  • Validation of the business strategy of an Austrian Transaction Bank
  • Design of a digital strategy for a large bank regarding bank account, cards, and payments
  • Subject Matter Expert in the Corporate Accelerator Program for a multinational Captive in Singapore


Setup of Blockchain/ DLT Services:

  • Organisation of the Blockchain/ DLT Service offering of KPMG for banks and insurance companies (2016)
  • Setup of a global partnership with Microsoft (2016)
  • Setup of German and European KPMG working and expert groups for CBDC (i.e., public initiatives such as ECB?s Digital Euro as well as private initiatives such as ?Giralgeld Token?)


Projects in the context of Blockchain/ DLT/ CBDC:

  • Supporting a European, local central bank in the context of ECB?s Digital Euro project within the design of uses cases as well as with initial prototyping considerations
  • Supporting a German bank in the setup and design considerations of Central Bank Money Token initiative (?Giralgeld Token?)
  • Prototype for a promissory note bond for a large German bank (POC)
  • Prototype for a tokenisation of a physical asset for a corporate (POC)
  • Education and strategic sessions with banks and corporates 


Finance and Treasury Management

Customer: KPMG AG WPG, Frankfurt


Tasks:

  • Project examples:
    • IPO of the lamp division of a global industry company: turnover 5bn EUR, 50+ countries, 110 legal entities. 150+ people in project. Design and setup of the complete finance and treasury department ? in the dimension of strategy, organisation, processes, personnel, and IT
    • Carve-out of the IT division of a global industry company: turnover 5bn EUR, 30+ countries. Design and setup of the complete finance and treasury department ? in the dimension of strategy, organisation, processes, personnel, and IT
    • ?Reverse Integration of an international automotive supplier: Acquisition volume 1.2bn EUR. 200+ people in project. Leading the workstreams finance & treasury, legal and tax
  • Design Global Payment Factory for a German DAX40 automotive company
  • Leading numbers of beauty contest for the selection of appropriate payments and cash management systems for bank accounts, payments, cash pooling and banks, Swift Service Bureau Selection as well as managing the implementation of such solutions
  • Key client targeting and organisation of sales activities (focus: DAX40/ MDAX corporates)
  • Recruiting, developing, and managing of corporate treasury experts

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